Mortgage Product Substitution and State Anti-Predatory Lending Laws: Better Loans and Better Borrowers?
Raphael Bostic, Souphala Chomsisengphet, Kathleen C. Engel, Patricia A. McCoy, Anthony Pennington-Cross, Susan M. Wachter

State and Local Anti-Predatory Lending Laws: The Effect of Legal Enforcement Mechanisms
Susan M. Wachter, Raphael Bostic, Kathleen Engel, Anthony Pennington-Cross

Does Credit Quality Matter for Homeownership?
Irina Barakova, Raphael Bostic, Paul S. Calem, Susan M. Wachter

Does Credit Quality Matter for Homeownership?
Irina Barakova, Raphael Bostic, Paul S. Calem, Susan M. Wachter