What Drives Racial and Ethnic Differences in High Cost Mortgages? The Role of High Risk Lenders
Patrick Bayer, Fernando Vendramel Ferreira, Stephen L. Ross

The Vulnerability of Minority Homeowners in the Housing Boom and Bust
Patrick Bayer, Fernando Vendramel Ferreira, Stephen L. Ross

Employment Access, Residential Location and Homeownership
Yongheng Deng, Stephen L. Ross, Susan M. Wachter